Meet Our Team

Tamar (Tammy) Mogilski, CLU®, ChFC®, CFP®
Founding Partner | Financial Planner

Tammy Mogilski is a founding partner of Legacy Financial Planning. For more than 25 years she has served the needs of individuals and families seeking comprehensive financial plans and strategies and personalized asset management strategies. As a Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®) and Certified Financial PlannerTM (CFP®),Tammy focuses on helping clients in or nearing retirement develop effective retirement income strategies.

Tammy began her financial services industry career in 1987. She is experienced in all areas of financial planning, including retirement, income distribution, estate, investment and special needs estate planning. She is a member of the Financial Planning Association (FPA), National Association of Insurance and Financial Advisors (NAIFA) and the Million Dollar Roundtable where she is a Top of the Table member.*

In 2012 and 2013, Tammy was named among Rochester's Top Retirement Planning Specialists by the Greater Rochester Awards program, sponsored by the Rochester Business Journal.** Legacy Financial Planning was founded by Tammy and Brian Bedford while at MetLife where she was recognized as a Hall of Fame Advisor and named a Top Female Advisor for 10 consecutive years. Tammy and Brian took the firm independent in 2012.

Tammy received a Bachelor of Arts degree in Political Science and Bachelor of Science degree in Finance from Alfred University. She earned her CLU®, ChFC®, CFP® certifications from The American College.

She and her husband, Mark, reside in Penfield, NY with their two children, Shayne and Samantha. Tammy enjoys spending time with her family and traveling.

*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of nearly 38,000 of the world's leading life insurance and financial services professionals from more than 450 companies in 79 countries. Million Dollar Round Table's Top of the Table is an exclusive forum for the world's most successful life insurance and financial services professionals committed to providing exemplary client service while displaying the highest standards of ethics and professional knowledge. Top of the Table members exchange advanced sales ideas, productivity ideas and develop interpersonal relationships in an international network of leading insurance and investment financial services producers and advisors. All are members of MDRT, The Premier Association of Financial Professionals, and have met qualifications far in excess of those required for MDRT membership. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

**Rochester Business Journal’s award is based on community activities and assets under management.

Brian Bedford, ChFC®, AIF®, CASL®, CFS®
Founding Partner | Financial Planner

Brian Bedford is a founding partner of Legacy Financial Planning with more than 15 years of financial services industry experience. He specializes in leading clients to and through retirement, assisting individuals and couples with the management, preservation and transfer of their wealth. For more than 15 years Brian has worked with clients to assess their needs and goals, develop comprehensive financial plans and implement and review their plans on a regular basis. He is an active member of the Financial Planning Association (FPA), National Association of Insurance and Financial Advisors (NAIFA) and the Million Dollar Roundtable.* In 2012 and 2013 Brian was named among Rochester's Top Retirement Planning Specialists by the Greater Rochester Awards program, sponsored by the Rochester Business Journal.**

In 2010 and 2011, he was nominated as a Top 40 Under 40 Financial Advisor by the Rochester Democrat and Chronicle. Legacy Financial Planning was founded by Brian and Tamar (Tammy) Mogilski while at MetLife where he was named a Lifetime President's Conference member. Brian and Tammy took the firm independent in 2012.

Brian received a Bachelor of Science degree from the Rochester Institute of Technology – E. Philip Saunders College of Business. He is currently pursuing his Certified Financial Planner TM (CFP®) certificate through The American College. Brian’s professional studies have awarded him with the following diverse set of designations: ChFC® - Chartered Financial Consultant and CASL® - Chartered Advisor for Senior Living from the American College as well as AIF® - Accredited Investment Fiduciary from the Center for Fiduciary Studies, FI360® and CFS® - Certified Fund Specialist from the Institute of Business and Finance.

Brian and his wife, Colleen, live in Webster, NY with their three children: Keegan, Ainsley and Marin. He enjoys competing in triathlons as well as skiing, fishing, and boating.

*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of nearly 38,000 of the world's leading life insurance and financial services professionals from more than 450 companies in 79 countries. Court of the Table members distinguish themselves within the industry through their superior performance by producing at a level three times that of MDRT membership requirements. Achieving membership in MDRT's Court of the Table is a career milestone attained only by those who have demonstrated exceptional professional knowledge, client service and ethical conduct. Each year, more than 3,500 MDRT members qualify for the Court of the Table. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

**Rochester Business Journal’s award is based on community activities and assets under management.

Martha Trumbull
Client-Service Manager

Martha Trumbull is a Case Manager for Legacy Financial Planning where she engages with clients throughout the financial planning process from establishing new accounts to ongoing client reviews, and every step in between. Martha takes the time to get to know each client and their family members as she handles account transactions, reviews financial documents, completes account and insurance applications, and facilitates inquiries.

Her prior experience working in a busy surgeon's office for five years translates well to her role as a client case manager. She is highly proficient in scheduling and coordinating meetings and processes across multiple client and advisor needs, and brings knowledge and experience working directly with insurance companies to facilitate processing and issue resolution. Martha enjoys interacting with clients and finds it both personally and professionally rewarding to play an integral role in helping address the financial challenges they face as they plan for the future. Our clients appreciate Martha's proactive approach to anticipating their needs and her attention to detail.

Martha obtained her Bachelor of Science degree from Nazareth College. She and her husband, Steve, live in Rochester, NY where they are raising their three children: Grace, Austin and Hannah. Martha enjoys sewing and music. She is active in the music ministry where she sings and plays the flute at Blessed Marianne Cope Parish in Henrietta, NY. She also volunteers her time for the parish's youth ministry.

 

Sam Zito
Paraplanner

Sam Zito joined Legacy Financial Planning in 2015 as a Paraplanner. He assists in the analysis and selection of investment products, as well as monitoring of the various client portfolios. He received his B.A. in Financial Economics from the University of Rochester in 2012. Prior to joining Legacy Financial Planning, Sam was an underwriter in the mortgage department at JP Morgan Chase.

Sam is originally from Manchester, England and moved to Chicago in middle school. He then moved to Rochester during high school with his parents and younger twin brothers. In his free time, Sam enjoys football (soccer), poker, and travelling.

 

 

Lisa Mercadel

Lisa_Mercadel

Lisa Mercadel joined Legacy Financial Planning in early 2016 taking on the role of Client Services Associate. Lisa manages all front desk responsibilities including scheduling appointments, answering our busy phone lines, preparing client reviews and providing exceptional customer service to our many clients.

Her prior experience working in multiple higher education venues servicing student loans and providing background research will serve her well in her role of Client Services Associate. She understands the need for professionalism, efficiency, confidentiality, and accuracy. Lisa received her BA from Nazareth College, recently earned her New York State Life Insurance license and is currently working on earning her Series 6 license.

Lisa has 2 grown children and enjoys reading, gardening and serving as a member of the St. Marianne Cope Liturgy Committee as well as helping with the Arts and Environment group.

Kaitlyn Kuder

Kaitlyn Kuder

Kaitlyn Kuder joined Legacy Financial Planning in January of 2017 as a Client Services Associate. In this role Kaitlyn answers our busy phone lines, schedules appointments, prepares all client reviews and assists in providing exceptional service to our clients. She prides herself on her attention to detail and her ability to multitask in this often very busy position.

Katilyn’s background includes a variety of positions, all of which she excelled in. She has telemarketing experience, is a part-time staff member for Heritage Christian Services, and most recently was in a supervisory position at a local produce farm. She has had experience for many years providing excellent customer service and has gained the ability to problem-solve and meet the service needs of clients and customers efficiently and effectively.

Kaitlyn loves the outdoors - she enjoys gardening and is an avid fisherman! She is a former member of local drum and bugle corps Rochester Crusaders, Empire Statesmen, and Ghost Riders. Kaitlyn lives in North Greece with her cat, Boo.